Types of Motorcycle Insurance

If you have a motorcycle, you may be struggling to find the right policy for your insurance. There are so many different types of insurance, and it can be very confusing. You need to read the fine print to make sure that you are fully protected.

Here are some types of motorcycle insurance you may want to consider.

Liability insurance is used to cover bodily injury and even property damage that may occur while you are out riding your motorcycle. It will also help you if you are sued, by covering your legal costs. Most basic motorcycle insurance policies consist of liability insurance only.

Motorcycle collision insurance will cover the cost to fix or replace your bike if you are in an accident. Unless you can easily replace your bike, you should consider getting some sort of collision insurance.

Comprehensive coverage provides coverage for anything that may occur when you are not riding your bike. This can include damage to the weather or fire. It will also cover theft and vandalism.

Uninsured and underinsured motorist insurance will protect you if you are in an accident with someone who doesn’t have enough insurance to cover your needs. It will step in after their insurance pays, or will pay the whole thing if they don’t have insurance at all.

Guest passenger liability coverage might be something else that you want to consider. It will cover the cost of the injuries of any passengers that are riding with you.

The best way to make sure that you have enough insurance is to talk to a professional. Don’t hesitate to contact us today at Martin Insurance Team in Ft Myers, FL. We will be glad to help you find the right coverage.