Transportation Insurance in Illinois

 Liability

• Primary Liability-up to $2,000,000 combined single limit (depending on carrier)
• Non-trucking Liability
• $300,000
• $500,000
• $750,000
• $1,000,000
• Hired Auto
• Non-owned Auto
• Excess and/or umbrella up to $5,000,000
• Medical Payments (where applicable)
• Uninsured/Underinsured Motorist
• Blanket Lessee
• Pollution Buyback

Physical Damage:

• Collision, Comprehensive or

Specified perils

• Aggregate and combined deductibles
• Rental reimbursement
• Towing coverage

Cargo and Legal Liability

Form Coverages available: All Risk & Broad Form Policies

• Refer breakdown
• Loading and Unloading
• Debris removal
• Aggregate deductibles
• High valued commodities requiring limits of $250,000 per vehicle or higher

Other Products

• General Liability: $1,000,000

Occurrence: $2,000,000 Aggregate

• Commercial Property
• Warehouseman’s Legal Liability
• Surety Bonds
• Workers’ Compensation

Commodities Handled

Truckload and Less than Truckload (LTL) carriers operation on a Long, Intermediate and Short haul radius of all types:

Agricultural

• Fertilizer
• Livestock
• Grain

Dry Van: General commodities including

• Groceries
• Paper products
• Auto parts
• Electronics, etc.

Dumps

• Sand
• Gravel
• Aggregate of all kinds

Flatbed

• Building Materials
• Steel
• Heavy equipment
• Machinery

Refrigerated

• Boxed meat
• Produce
• Seafood
• Other Frozen foods

• Tankers

• Milk

• Water

• Dry Bulk

Services

• Timely filing of federal and state financial responsibility filings
• Payment Options:
• Annual billing
• Quarterly billing
• Monthly continuous bill
• Gross receipts

•  Bonds