What type of motorcycle insurance is best for you?

Your motorcycle is one of your most prized possessions.  That’s why it’s crucial that you take steps to protect it as much as possible.  While you can’t avoid accidents, however, you can make an investment in motorcycle insurance.  Deciding what type and how much coverage you need can be tricky, though.  To figure out how much you need, ask yourself these questions.

1. What would I do if I couldn’t ride my motorcycle?  For some people losing their bike would be absolutely devastating.  It would mean that they couldn’t get to work or do the things they love.  If that sounds like you, then you need to make sure to get a comprehensive policy that protects you against practically any scenario.
2. Do you still have payments on your bike?  If you have a motorcycle loan, then your loan company may require you to carry insurance that will cover any accidental or intentional damage or theft.  At the very least, you’ll want a collision policy that will get your bike repaired after an accident.
3. Can you afford to repair your bike yourself?  If you are in an accident, can you afford to make repairs on your own?  If doing so would be a big financial burden, then you might want to consider a comprehensive and/or uninsured motorist policy.  This coverage would provide funds so that you could make repairs or replace your motorcycle.

If you live in the Evergreen Park, IL area and you need to get motorcycle insurance, call the agents at Martin Insurance Team.  They have years of experience helping people find the right motorcycle policy.