Do you need a motorcycle insurance?

If you are a new owner of a motorcycle, you are probably so excited to take it for a ride. Do you pause and think about the risks you may encounter or do you just assume you are a great motorcycle driver? Well, as much as you are excited, it is good that you protect yourself and the bike before you start riding it.

However, not so many people may see the need of getting motorcycle insurance because it is just an additional expense. But life is unpredictable. You may try to reduce costs by not taking an insurance cover, but in the future, you end up losing so much that you could have saved. So, we as Martin Insurance Team seize this opportunity to educate you more on the reasons why you need to take this policy.

All the information you may need will be in the Martin Insurance Team. Here we explain to you the different coverage options you may need once you own a motorcycle. However, first,  let us look into detail the reasons why you need this cover.

It is a requirement by law

As long as you own or drive a motorcycle, the law requires you to have an insurance cover. That is to protect you and other third parties.

To protect you against liabilities

While on the road, you may cause an accident that ends up injuring your bike and other third parties. You may cause damage to their bikes or even cause injuries to them. As long as the court finds you liable, you will be required to cater for all the other party’s medical bill as well as any damages caused to their motorcycle. With this cover, all that is catered for.

To protect your motorcycle and yourself

If you get into an accident where no one is liable for it, we help you pay for the damages as well as all your medical bills.

Martin Insurance Team is always here to guide you. Do not hesitate to contact us in case of any questions.