Does Commercial Insurance Cover Losses From Lightning?

One of the most destructive and feared incidents for a business is lightning. Lightning can cause an array of issues ranging from fire to loss of vital electronic equipment. If you are shopping for commercial insurance, this is an issue you want to understand and know how the terms and conditions outline coverage and exclusions.

Lighting Coverage

Most commercial policies will cover any damage that results to the structure or even electronic equipment as a result of the lightning strike. It is important to understand the limits of the coverage and know what items will be covered. For example, there may be some instances where refrigerated inventory may not be covered. Always discuss the policy in detail with your insurance agent before making a policy purchase.

Finding Appropriate Coverage

When you are looking for the right commercial insurance coverage, you should do business with an established, reputable insurance company. Finding the right insurance company to provide you with protection is one of the most important steps you can take towards protecting your business investment. Martin Insurance Team provided quality insurance products, including commercial insurance, to the business owners in and around the Evergreen Park, IL area. They will sit down and discuss their policies in great detail with prospective customers and make sure that they understand the limits of coverage completely before making a decision. 

If you are interested in getting more information about commercial insurance and live in or around the Evergreen Park, IL area, then you should call or stop by the Martin Insurance Team office and speak with a knowledgeable representative. Get the commercial insurance protection you need today to have a more secure future tomorrow.