Four of the most important things motorists should know about auto insurance

As a motorist, it’s important that you’re informed about how auto insurance works and what types of coverage you need. We can help you get the information you need about auto insurance in Ft Myers, FL at Martin Insurance Team.

The following are four of the most important things motorists should know about auto insurance.

Auto insurance coverage is required by law.

It’s crucial to purchase auto insurance because liability insurance is required by law in just about every state in the US. If you don’t carry adequate auto insurance, you could be subject to fines or worse if you get pulled over by the police.

You can get quotes from different auto insurance providers to compare policies.

Auto insurance providers will offer you quotes on the policies so that you can determine a price. You can get quotes from numerous insurance providers and compare them. This way, you can find a policy that offers value while providing you with all the coverage you want and need.

Your driving history and credit score affect auto insurance premiums.

Maintaining a driving record that’s free from infractions can allow you to take advantage of the lowest possible auto insurance premium costs. You’ll also benefit from having a good credit score. Motorists with higher credit scores usually also enjoy lower auto insurance premiums.

There are numerous discounts available on auto insurance premiums. 

Auto insurance providers typically offer discounts for paying for your entire policy upfront or completing a defensive driving course. Explore discount options so that you’re sure you’re not paying more than you should have on your auto insurance premiums.

Call or email us at Martin Insurance Team to explore auto insurance options available to you in Ft Myers, FL.