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As a business owner in Evergreen Park, IL, knowing what works for your business is the most significant step you can take to achieve your targets. One of these steps is having general liability or business liability insurance. According to the Martin Insurance Team, it’s a critical policy that every business owner must-have. So what makes it so unique, and how does it help a business achieve goals? Read on to find out!
It’s all about lawsuits
As a business owner, you are legally responsible for anything that happens in your business. If another party gets hurt or their property gets damaged while at your business, you may be held liable and policy helps pay medical expenses and legal costs in case you are sued. It also covers you for property damage and injuries that could result from your employees, products, operations or services.
Liability claims can be costly
Lawsuits in Illinois are not cheap. They can quickly sweep your bank accounts clean if you are not well-prepared. If you don’t have general liability insurance, you might have to cover these costs from your pocket. If someone sues your business for slander or libel because of something you or your employees wrote, said or did, general liability can help cover legal costs. Similarly, if your business gets sued for copyright infringement, like using other people’s photos in your advertisement without permission, the policy can cover the costs.
General liability fits in all types of business
It doesn’t matter whether you run a small, mid-sized or large company. It also doesn’t matter whether you provide services or deliver goods; every business in Evergreen Park, IL, needs general liability insurance. You can be sued by a client, another company or even an employee. If you don’t have enough liability, your business can easily crumble down due to a lack of funds.
For more information about general liability insurance, contact Martin Insurance Team today!
