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When you own a home, protecting the content is very important. Your personal items may have sentimental value but they may also have financial value. If something happens to your home, you will want to be able to replace the contents. In order to get the correct value of your contents, you have to have the right policy with the right coverage. An inventory can also be very helpful. If you live in Evergreen Park, IL the Martin Insurance Team can help you to understand the ins and outs of a home inventory.
Begin your inventory one room at a time. Write a detailed description of every single item. Write down a serial number for all items where this is applicable. With electronics and appliances, also write down the model number. If you have a sales slip for the item, this should be placed with the inventory. If you bought the item on sale, you need to know the replacement cost just in case it doesn’t happen to be on sale at the time of your loss. If you have expensive jewelry or antiques, you should have an appraisal of the items.
Taking pictures of some of your more valuable possession is a very good idea. Don’t forget all the smaller items, imagine having to replace all your Christmas decorations or all of your kitchen implements. Take your time and include everything and then, and this is very important, put your inventory in a safe place.
When it comes to creating your home inventory, you want to make sure that you include all the things that are of value. If you are in the Evergreen Park, IL area, why not stop by or give the office of Martin Insurance Team a call or visit our website. Our knowledgeable agents will be delighted to give you a no-obligation home insurance quote and answer any questions you may have.
